From auction to payout , in five clear steps.
Surplus funds recovery looks complicated from the outside. It isn't. Here's exactly what happens, in plain English, from the moment a property is sold to the day you cash the check.
Step 1
Property is sold at auction
A property is sold at a foreclosure, tax deed, or court-ordered auction. The sale price is set by competitive bidding, often well above the actual debt.
Step 2
Debts and liens are paid
From the sale proceeds, the lender, county, and any senior lienholders are paid first. Court costs and statutory fees come out next.
Step 3
Surplus funds remain
Whatever money is left after all debts are satisfied is called the 'surplus' or 'overage.' By law, that money belongs to the former property owner, or their heirs.
Step 4
We locate and recover the money
We monitor county records nationwide, identify the rightful claimant, gather the documentation, and file the claim, including court petitions, affidavits, and heirship proofs where required.
Step 5
You receive your funds
Once the claim is approved, the county or court releases the money. We deduct our agreed contingency fee and disburse the balance directly to you. No upfront cost. Ever.
$70B+
Over $70 billion in unclaimed property is currently held by U.S. states.
1 in 7
Approximately 1 in 7 Americans has unclaimed property waiting to be claimed.
$4.49B
State unclaimed property programs returned over $4.49 billion to rightful owners in 2024.
$0
No upfront fees. We only get paid if we successfully recover your funds.
Statistics based on data published by the National Association of Unclaimed Property Administrators (NAUPA). Noble Equity Recovery Group is an independent private company providing professional research and claim recovery assistance. Results vary by case.
Ready to see if money is owed to you?
No upfront cost. We only get paid if you do. Free claim review with no obligation.
